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By using this website, you agree to be bound by these Terms of Use.

This website is provided by Epistem Limited and may be used for informational purposes only. By using the website or downloading materials from the website, you agree to abide by our Terms of Use. If you do not agree to abide by these Terms of Usedo not use the website.

Epistem Limited authorises you to view and download the information from this website for your own information purposes only. No material downloaded from this website may be used for other commercial purposes unless you have sought prior permission from Epistem Limited.



This website may contain inaccuracies and typographical errors. Epistem Limited does not warrant the accuracy or completeness of this website or the reliability of any advice, opinion, statement or other information displayed or distributed through the website. You acknowledge that any reliance on any such opinion, advice, statement, memorandum or information shall be at your sole risk.


Third Party Websites

As a convenience to you, Epistem Limited may provide, on this website, links to websites operated by other entities. If you use these websites, you will leave this website. If you decide to visit any linked website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements.


External Links to the Website

All links to the website must be approved in writing by Epistem Limited, except that Epistem Limited consents to links in which:

  • the link is a text-only link containing only the name “Epistem Limited”;
  • the link “points” only to and not to deeper pages;
  • the link, when activated by a user, displays that page full-screen in a fully operable and navigable browser window and not within a “frame” on the linked website; and
  • the appearance, position, and other aspects of the link may neither create the false appearance that an entity or its activities or products are associated with or sponsored by Epistem Limited, nor be such as to damage or dilute the goodwill associated with Epistem Limited.

Epistem Limited reserves the right to revoke this consent to link at any time at its sole discretion.


Limitations of Damages

In no event shall Epistem Limited be liable to any entity for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of the website or any linked website, even if Epistem Limited is expressly advised of the possibility of such damages.



Epistem Limited reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms of Use in whole or in part, at any time. Changes in these Terms of Use will be effective when notice of such change is posted. Your continued use of the website after any changes to these Terms of Use are posted will be considered acceptance of those changes.

Epistem Limited may terminate, change, suspend or discontinue any aspect of this website, including the availability of any features of the website, at any time. Epistem Limited may also impose limits on certain features and services or restrict your access to parts or all of the website without notice or liability. Epistem Limited may terminate the authorisation, rights and license given above and, upon such termination, you shall immediately destroy all materials.